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What is the Minimum Amount of Auto Insurance Required in Georgia?

Under Georgia law, drivers are not permitted to operate a vehicle unless it has liability insurance coverage in the amount of at least $25,000 for bodily injury or death of one person person, $50,000 per accident if more than one person sustained bodily injury or death, and $25,000 of property damage coverage. These amounts are called “minimum limits” and they are intended to provide a small, basic level of protection for a person who suffers a personal injury in a car accident.

Liability coverage is the type of auto insurance that pays any claim for damages asserted against the at-fault driver. In other words, if a person is injured due to your negligence, then he or she has the right to recover medical expenses, lost wages, vehicle repair costs, and pain and suffering from you. If there are multiple persons injured in a car accident, then each of those persons has a right to recover these damages. If you have “minimum limits”, then the most your auto insurance will pay any one person is $25,000, and the most it will pay for all persons injured in the same car accident is $50,000.00. If the persons who are injured have damages greater than your insurance coverage, they have the right to collect the amount of their damages in excess of your insurance coverage from your personal assets.

Insurance issues are some of the most difficult to deal with after a car accident in Atlanta, or anywhere in Georgia. The experienced injury attorneys at Katz Personal Injury Lawyers can help protect your right to compensation from many different sources of insurance. Call our office today at (404) 460-0101 for your free consultation.

Client Reviews

I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed...

Michael G.

After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this...

Ronda W.

After my car accident, I was looking for an attorney and came across the name Katz Personal Injury Lawyers. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office...

Antonio J.

I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer.

Steve H.

Robert Katz isn't your average personal injury lawyer. He has specialized knowledge and experience that the others don't.

Timothy W.

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