Full Coverage – What Does It Mean?

One of the first things to determine after a car accident is what insurance is available to the victim and their family for injuries and property damage. Often times, when we meet with clients after a car accident and ask them what automobile insurance coverage they have in place, they respond “we have full coverage.” Unfortunately, very few insurance agents and companies clearly explain the different types of automobile insurance coverage, and what protections each coverage provides in the event of a car accident.

More often, inexperienced customer service representatives at the insurance carriers and at the agent’s office simply tell individuals that they are giving them a quote for “full coverage.” Most individuals learn after a Georgia car accident that the term “full coverage” is nothing more than a selling technique by insurance carriers and agents who simply want to make a sale. There are many types of car insurance that may or may not be included in any one’s definition of “full coverage.” They include collision coverage, comprehensive coverage, uninsured motorist coverage, medical payments coverage, vehicle repair coverage, rental reimbursement, and towing and umbrella insurance, to name a few. Having the right types and amounts of automobile insurance coverage is extremely important if you are involved in a car accident and suffer a serious personal injury.

If you or a friend is injured in an Atlanta car accident, or anywhere in Georgia, please call our law firm before you start talking in detail with any insurance company representative. We can ensure that your rights are protected, and that you receive compensation for the lost wages, car repairs, and medical bills that you deserve. For your free consultation, call (404) 460-0101.