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How Much Will I Get for My Car After an Accident?

If your car was damaged in a motor vehicle collision, you are probably wondering how much you will get to repair or replace your vehicle. Determining the value of a car may seem straightforward, but it can become a complex and sensitive process. Typically, the amount recovered for damage to your motor vehicle after an accident is the difference of the vehicle before and after the accident. In many ways, your car or truck is likely worth more to you than its market value, and in most cases, the insurance company will offer you the absolute lowest payout possible. They will use factors such as age, mileage, and condition to bring down your vehicle’s value. Read on for more information about how much you can expect to get for your car after an accident.

Is Your Car Repairable or a Total Loss?

There are many factors insurance companies use to determine whether your vehicle is repairable or “totaled,” especially if you own an older car. Contrary to popular belief, the extent of damage to a vehicle is not the reason it is declared totaled by an insurance company. While damage is a contributing factor, it is the cost of repairs compared to a vehicle’s true market value that determines if your car is a total loss.

If your car is older, it will most likely have a a relatively low true market value and it could be considered a total loss after a minor fender bender if the cost of parts and repair work are higher than the vehicle’s actual value. For example, $6,000 worth of damage to a new car will probably warrant a repair; on the other hand, $6,000 worth of damage to a late model daily driver with high miles will most likely result in a totaled car.

Determining the Value of Your Car

Insurance companies have ways to determine a vehicle’s value that often work to their benefit. Therefore, it is important to gather information about the possible market value of your car after an accident. Look at Kelley Blue Book, as well as sales listings in your area for cars like yours. Your vehicle may sell for more in your city than it does nationally.

With this knowledge, you will have an idea of what the reimbursement amount from the insurance company should be. If their offer differs greatly from your findings, you may need to hire your own appraiser to evaluate your vehicle’s worth. The insurance company should also provide you with the information on which it is basing its assessment. In some instances, an expert may be needed to provide documentation to support the valuation of your vehicle after an accident.

Contact the Legal Team at KWF after a Car Accident

For help with getting the full value of your vehicle after a car accident, please contact the legal team at KWF in Atlanta. Your consultation with one of our experienced personal injury attorneys is totally free, but there are time limits in which to take legal action. Call our office today at (404) 460-0101 for help.

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I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed...

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After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this...

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After my car accident, I was looking for an attorney and came across the name Katz Personal Injury Lawyers. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office...

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I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer.

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