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How Much Will I Get for My Car After an Accident?

If your car was damaged in a motor vehicle collision, you are probably wondering how much you will get to repair or replace your vehicle. Valuing a car may seem straightforward, but it can become a complex and sensitive issue. In many ways, your car or truck is likely worth more to you than its market value, and in most cases, the insurance company will offer you the absolute lowest payout possible. They will use factors such as age, mileage, and condition to bring down your vehicle’s value. Read on for more information about how much you can expect to get for your car after an accident.

Is Your Car Repairable or a Total Loss?

There are many factors insurance companies use to determine whether your vehicle is repairable or “totaled,” especially if you own an older car. Contrary to popular belief, the extent of damage to a vehicle is not the reason it’s declared totaled by an insurance company. While damage is a contributing factor, it is the cost of repairs compared to a vehicle’s true market value that determines if your car is a total loss.

If your car is older—with a relatively low true market value—it could be considered a total loss after a minor fender bender if the cost of parts and repair work are higher than the vehicle’s actual value. For example, $6,000 worth of damage to a new car will probably warrant a repair; on the other hand, $6,000 worth of damage to a late model daily driver with high miles will most likely result in a totaled car.

Determining the Value of Your Car

Insurance companies have ways to determine a vehicle’s value that often work to their benefit. Therefore, it’s important to gather information about the possible market value of your car after an accident. Look at Kelley Blue Book, as well as sales listings in your area for cars like yours. Your vehicle may sell for more in your city than it does nationally.

With this knowledge, you’ll have an idea of what the reimbursement amount from the insurance company should be. If their offer differs greatly from your findings, you may need to hire your own appraiser to evaluate your vehicle’s worth. The insurance company should also provide you with the information on which it is basing its assessment.

Contact the Legal Team at KWFDM after a Car Accident

For help with getting the full value of your vehicle after a car accident, please contact the legal team at KWFDM in Atlanta. Your consultation with one of our experienced personal injury attorneys is totally free, but there are time limits in which to take legal action. Call our office today at (404) 460-0101 for help.

Client Reviews
I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed. We settled with the insurance company and I'm happy with the result. If someone I know needs an attorney, I will tell them to call Briant because he will get the job done. Michael G.
After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this firm so I talked to Briant Mildenhall about handling the case. I was at ease from the get–go. Briant kept me informed all the way through, was always reassuring and did everything he said he would do. He helped us get the money we needed to get the treatment we needed. Briant was fantastic! Ronda W. (Car Accident)
I was in a car accident that was complicated from the start. I looked on the internet and called a few different lawyers but they turned me down after they heard my story. When I called this firm Lyn Dodson asked me to talk to her in person. I met with Lyn and Rob Katz and after hearing my story they were confident I had a case. They vigorously pursued my case and over time we built a trusting relationship. Lyn even took time to help me with the traffic issues and other aspects of the case. They were always on my side and talked to me about the advantages and disadvantages of my options... Robert W. (Car Accident)
After my car accident, I was looking for an attorney and came across the name Katz Wright Fleming Dodson & Mildenhall LLC. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office always answered my questions right away. I was very confident in Briant's legal ability. He kept me informed every step of the way. I would recommend Mr. Mildenhall and the firm to anyone who needs an attorney. Antonio J. (Car Accident)
I would recommend the law firm of Katz Wright Fleming Dodson & Mildenhall LLC. Lyn Dodson was my attorney after my auto accident. I had confidence in her legal abilities and experience. She did a very good job for me. She was always there to answer the many questions I asked. The firm is very professional. Lyn always gave you her undivided attention. The firm, especially Lyn, worked with you like a long time friend. Joe B. (Auto Accident)
I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer. Steve H.
Robert Katz isn't your average personal injury lawyer. He has specialized knowledge and experience that the others don't. Timothy W. (Trucking Accident)
I have nothing but good and positive things to say about Rob. One of the unique things about my case was that I was involved in a bicycle accident with another biker. He took an unorthodox case between two bicycle riders and he could see the logic and liability in it. I was very happy with the result. Rodney H. (Bicycle Accident)
We just loved him to death. He acted like he cared about us, not just our case. He kept us posted on everything. He even called us on Sundays to update us. My case involved a rear-end collision where I had herniated disks and I had had a prior back injury. Complicated as it was, we were very happy with the outcome. Kathy H. (Car accident)
Throughout the course of my case, Mr. Katz kept me informed about its status, returned my telephone calls and was very attentive to my needs and concerns. Simply put, he cared not just about my case, but about me. Joseph B.
I was, and still am, extremely satisfied with Rob's work and with the outcome of my case. Rob strives to be there for his clients, and I was no exception...I would happily recommend Rob to anyone who is seeking legal assistance after suffering a severe injury. Joey E.
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