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How Do I Pay My Medical Bills After a Car Accident?

If you have been injured in a car accident, you may be wondering how to pay your medical bills. Should you use your own insurance, or will the at-fault party’s insurance company cover the costs of your treatment? Should you pursue a personal injury claim? And even if you do win a settlement or verdict, what about the bills you have now? Below is more information about your options for paying your medical bills after a car accident.

Handling the Medical Costs of a Car Accident

For any car accident injury victim, it is important to know how to handle your medical costs. Many drivers think the at-fault party’s insurance company will pay their medical bills; however, in Georgia (even though we’re a “fault” state), it’s generally not the case that the at-fault driver’s insurance company will cover the cost of your medical expenses on an ongoing basis.

Rather, your own car insurance company will cover your medical bills up to your policy limits, and then potentially seek reimbursement from the at-fault driver’s insurance company. Once your auto insurance coverage runs out, your own health insurance should cover the cost of additional medical treatment, until you reach that policy limit. If you pursue a personal injury claim and obtain compensation through a settlement or verdict, your health insurance company may seek to recoup the costs of your treatment from your recovery award.

Covering Medical Expenses without Car Insurance

If you do not have car insurance, you will be limited in the amount of compensation you receive to cover the costs of your medical bills—at least initially. You can still pursue an insurance claim or a personal injury case against the at-fault driver. Once you obtain compensation, you can use it to cover the costs of your medical treatment.

Covering Medical Expenses after an Accident with an Uninsured Driver

If you were injured in a car accident with an uninsured driver, underinsured/uninsured (UIM) coverage is your best option for covering your medical bills. If you don’t have UIM coverage, you may be able to use your own health insurance for immediate health care expenses. We can help you explore your options in this unfortunate situation.

Contact Us for a Free Initial Consultation

At Katz Wright Fleming Dodson & Mildenhall LLC, our attorneys recognize the financial burden that car accidents impose on injury victims, especially when you need extensive medical treatment. We’re here to help you cover the costs of your injuries. Please contact us at (404) 460-0101 to schedule a free initial consultation with one of our Georgia personal injury attorneys.

Client Reviews
★★★★★
I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed. We settled with the insurance company and I'm happy with the result. If someone I know needs an attorney, I will tell them to call Briant because he will get the job done. Michael G.
★★★★★
After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this firm so I talked to Briant Mildenhall about handling the case. I was at ease from the get–go. Briant kept me informed all the way through, was always reassuring and did everything he said he would do. He helped us get the money we needed to get the treatment we needed. Briant was fantastic! Ronda W. (Car Accident)
★★★★★
I was in a car accident that was complicated from the start. I looked on the internet and called a few different lawyers but they turned me down after they heard my story. When I called this firm Lyn Dodson asked me to talk to her in person. I met with Lyn and Rob Katz and after hearing my story they were confident I had a case. They vigorously pursued my case and over time we built a trusting relationship. Lyn even took time to help me with the traffic issues and other aspects of the case. They were always on my side and talked to me about the advantages and disadvantages of my options... Robert W. (Car Accident)
★★★★★
After my car accident, I was looking for an attorney and came across the name Katz Wright Fleming Dodson & Mildenhall LLC. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office always answered my questions right away. I was very confident in Briant's legal ability. He kept me informed every step of the way. I would recommend Mr. Mildenhall and the firm to anyone who needs an attorney. Antonio J. (Car Accident)
★★★★★
I would recommend the law firm of Katz Wright Fleming Dodson & Mildenhall LLC. Lyn Dodson was my attorney after my auto accident. I had confidence in her legal abilities and experience. She did a very good job for me. She was always there to answer the many questions I asked. The firm is very professional. Lyn always gave you her undivided attention. The firm, especially Lyn, worked with you like a long time friend. Joe B. (Auto Accident)
★★★★★
I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer. Steve H.
★★★★★
Robert Katz isn't your average personal injury lawyer. He has specialized knowledge and experience that the others don't. Timothy W. (Trucking Accident)
★★★★★
I have nothing but good and positive things to say about Rob. One of the unique things about my case was that I was involved in a bicycle accident with another biker. He took an unorthodox case between two bicycle riders and he could see the logic and liability in it. I was very happy with the result. Rodney H. (Bicycle Accident)
★★★★★
We just loved him to death. He acted like he cared about us, not just our case. He kept us posted on everything. He even called us on Sundays to update us. My case involved a rear-end collision where I had herniated disks and I had had a prior back injury. Complicated as it was, we were very happy with the outcome. Kathy H. (Car accident)
★★★★★
Throughout the course of my case, Mr. Katz kept me informed about its status, returned my telephone calls and was very attentive to my needs and concerns. Simply put, he cared not just about my case, but about me. Joseph B.
★★★★★
I was, and still am, extremely satisfied with Rob's work and with the outcome of my case. Rob strives to be there for his clients, and I was no exception...I would happily recommend Rob to anyone who is seeking legal assistance after suffering a severe injury. Joey E.
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