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Making an Insurance Claim After a Car Accident

After a car accident, dealing with insurance companies can be confusing, difficult, and downright aggravating. But if you know what to expect from adjusters and claim handlers, you can protect your rights, avoid making mistakes, and ultimately get the maximum amount of benefits you are entitled to. Here we provide some guidance for making an insurance claim after a car accident. Remember, you pay your premiums so you are covered when you need it!

The Insurance Claim Process

The basic steps for making an insurance claim ideally proceed as follows: you report the accident to your insurance company; the other driver reports the accident to his or her insurance company; the insurance companies determine who is at fault for the accident; and the insurance companies pay the benefits each driver is entitled to. Unfortunately, however, the process is rarely that straightforward, nor is the outcome always fair to injury victims.

Reporting an Accident to Your Insurance Company

In most cases, the at-fault driver reports a car accident to his or her insurance company. But if you have been injured, you should report the accident to your own insurance company as well. You should also report the accident to your own insurance company in case the other driver is uninsured or underinsured.

When you talk to insurance company representatives (including your own), do not give a recorded statement. Also, do not provide detailed information to any insurance company before speaking with an attorney. For example, it’s not your job to make conclusions about the cause of the collision, impact of traffic at the time, defective roadways, etc. It’s best to simply give general information about where the accident occurred, who was involved, the damage that resulted and that you are receiving medical treatment for your injuries. The rest of the information will come out during the claim/legal process.

Insurance Company Fault Determination

Even if the other driver was at fault in your accident, an insurance company may try to place some responsibility on you with the goal of decreasing your settlement. That’s another reason it’s so important to document your accident and talk to an attorney about the value of your claim.

Check for Lost Wages

An insurance company may send you a check for lost wages if you have income loss coverage on your policy. However, it’s wise to talk to a personal injury lawyer before you accept a check. It may prevent you from obtaining any additional compensation from the insurance company.

Call KWFDM for Help After a Car Accident

If you have been injured in a car accident anywhere in Georgia, including Atlanta, Athens, Johns Creek, Rome, the legal team at Katz Wright Fleming Dodson & Mildenhall LLC can help—from handling your insurance claims to bringing a case in court. It’s a simple fact that one mistake can prevent you from recovering fair compensation for your injuries and damages. With a capable attorney on your side, you can be confident that you won’t be taken advantage of. Please call us today at (404) 460-0101.

Client Reviews
★★★★★
I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed. We settled with the insurance company and I'm happy with the result. If someone I know needs an attorney, I will tell them to call Briant because he will get the job done. Michael G.
★★★★★
After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this firm so I talked to Briant Mildenhall about handling the case. I was at ease from the get–go. Briant kept me informed all the way through, was always reassuring and did everything he said he would do. He helped us get the money we needed to get the treatment we needed. Briant was fantastic! Ronda W. (Car Accident)
★★★★★
I was in a car accident that was complicated from the start. I looked on the internet and called a few different lawyers but they turned me down after they heard my story. When I called this firm Lyn Dodson asked me to talk to her in person. I met with Lyn and Rob Katz and after hearing my story they were confident I had a case. They vigorously pursued my case and over time we built a trusting relationship. Lyn even took time to help me with the traffic issues and other aspects of the case. They were always on my side and talked to me about the advantages and disadvantages of my options... Robert W. (Car Accident)
★★★★★
After my car accident, I was looking for an attorney and came across the name Katz Wright Fleming Dodson & Mildenhall LLC. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office always answered my questions right away. I was very confident in Briant's legal ability. He kept me informed every step of the way. I would recommend Mr. Mildenhall and the firm to anyone who needs an attorney. Antonio J. (Car Accident)
★★★★★
I would recommend the law firm of Katz Wright Fleming Dodson & Mildenhall LLC. Lyn Dodson was my attorney after my auto accident. I had confidence in her legal abilities and experience. She did a very good job for me. She was always there to answer the many questions I asked. The firm is very professional. Lyn always gave you her undivided attention. The firm, especially Lyn, worked with you like a long time friend. Joe B. (Auto Accident)
★★★★★
I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer. Steve H.
★★★★★
Robert Katz isn't your average personal injury lawyer. He has specialized knowledge and experience that the others don't. Timothy W. (Trucking Accident)
★★★★★
I have nothing but good and positive things to say about Rob. One of the unique things about my case was that I was involved in a bicycle accident with another biker. He took an unorthodox case between two bicycle riders and he could see the logic and liability in it. I was very happy with the result. Rodney H. (Bicycle Accident)
★★★★★
We just loved him to death. He acted like he cared about us, not just our case. He kept us posted on everything. He even called us on Sundays to update us. My case involved a rear-end collision where I had herniated disks and I had had a prior back injury. Complicated as it was, we were very happy with the outcome. Kathy H. (Car accident)
★★★★★
Throughout the course of my case, Mr. Katz kept me informed about its status, returned my telephone calls and was very attentive to my needs and concerns. Simply put, he cared not just about my case, but about me. Joseph B.
★★★★★
I was, and still am, extremely satisfied with Rob's work and with the outcome of my case. Rob strives to be there for his clients, and I was no exception...I would happily recommend Rob to anyone who is seeking legal assistance after suffering a severe injury. Joey E.
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