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How the Negotiation Process Works in Car Accident Cases

In some car accident cases negotiating with an insurance company can be fairly straightforward. This is especially true if you have minimal property damage and minor personal injuries. In these cases, you may send a demand letter, the insurance company argues your demand is too high, you respond to these arguments, the insurance company makes a counteroffer, you either accept or don’t accept, you make a counter-demand…and so the negotiation process unfolds.

However, if the prospect of negotiating with an insurance company is overwhelming, or an insurance company has refused to pay you a fair settlement for the injuries you sustained in a car accident, an experienced Georgia accident attorney is usually the best way to ensure you receive maximum compensation for your accident. Below are some helpful tips for negotiating auto accident settlements. This information is offered as a professional courtesy and not as legal advice. If you want to be certain that your car accident claim is properly negotiated, it is generally best to retain an experienced attorney. 

General Tips for Settlement Negotiations
  1. Initiate your claim as soon as possible after a car accident. It is important to start your claim as soon as possible so that you can recall details about your accident and accurately report any injuries or property damage that occurred.
  2. Keep accurate records about your accident and injuries. Your records should include your police report, medical treatment, car repair bills, and anything else relevant to your accident.
  3. Calculate a fair settlement. Factor in the cost of your medical care, the amount of income you lost as a result of your injuries, whether you are permanently disabled, pain and suffering, and the cost of repairing or replacing your vehicle. There are other items that sometimes can be included in a settlement demand, such as punitive damages and attorney's fees. However, you must have a thorough understanding of the law to know when such damages are recoverable. 
  4. Send a detailed demand letter to the insurance company. A lack of detail and evidence supporting your claims can prevent you from getting the settlement you deserve.
  5. Do not accept the first offer. In most cases, an insurance company’s first offer will be unreasonably low. This is a tactic to see if you know how much your claim is worth, and to see how eager you are to settle your claim.
  6. Get everything in writing. Take detailed notes of all of your conversations and correspondences with the insurance company. Ask for all settlement offers in writing. If and when you reach an agreement, make sure it is formalized in a written, dated contract signed by all of the parties involved in the agreement.
Contact KWFDM for Help with Insurance Negotiations After a Car Accident

Legal representation can help you obtain the compensation you deserve after a car accident, even if you have no intention of going to court. For help with insurance settlement negotiations, please contact the Atlanta car accident attorneys at KWFDM today at (404) 461-0101. All information is kept strictly confidential and you pay no attorneys’ fee unless we successfully resolve your case.

Client Reviews
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I was in a head-on collision last year that put me in a wheelchair with a fractured femur. I needed an attorney and my cousin recommended this firm because he had used Briant Mildenhall for his accident. I was glad I called Briant because he always did what he said he would do and kept me informed. We settled with the insurance company and I'm happy with the result. If someone I know needs an attorney, I will tell them to call Briant because he will get the job done. Michael G.
★★★★★
After a head–on collision I had extremely serious injuries to my back and neck, and some internal injuries. I was airlifted to the hospital and started a huge amount of medical expenses accumulating. I hired a lawyer recommended by a friend but I was not satisfied. My cousin told me about this firm so I talked to Briant Mildenhall about handling the case. I was at ease from the get–go. Briant kept me informed all the way through, was always reassuring and did everything he said he would do. He helped us get the money we needed to get the treatment we needed. Briant was fantastic! Ronda W. (Car Accident)
★★★★★
I was in a car accident that was complicated from the start. I looked on the internet and called a few different lawyers but they turned me down after they heard my story. When I called this firm Lyn Dodson asked me to talk to her in person. I met with Lyn and Rob Katz and after hearing my story they were confident I had a case. They vigorously pursued my case and over time we built a trusting relationship. Lyn even took time to help me with the traffic issues and other aspects of the case. They were always on my side and talked to me about the advantages and disadvantages of my options... Robert W. (Car Accident)
★★★★★
After my car accident, I was looking for an attorney and came across the name Katz Wright Fleming Dodson & Mildenhall LLC. My intuition told me to call. I called in and Briant Mildenhall talked to me. He was very clear and honest about my options. As the case went forward, Briant and the staff at the law office always answered my questions right away. I was very confident in Briant's legal ability. He kept me informed every step of the way. I would recommend Mr. Mildenhall and the firm to anyone who needs an attorney. Antonio J. (Car Accident)
★★★★★
I would recommend the law firm of Katz Wright Fleming Dodson & Mildenhall LLC. Lyn Dodson was my attorney after my auto accident. I had confidence in her legal abilities and experience. She did a very good job for me. She was always there to answer the many questions I asked. The firm is very professional. Lyn always gave you her undivided attention. The firm, especially Lyn, worked with you like a long time friend. Joe B. (Auto Accident)
★★★★★
I am 100% satisfied. I called Rob the day after the accident. Everything he said that would happen did, every step of the way. He went beyond what we needed him to do. I would definitely use him again and recommend him to anyone who needs a lawyer. Steve H.
★★★★★
Robert Katz isn't your average personal injury lawyer. He has specialized knowledge and experience that the others don't. Timothy W. (Trucking Accident)
★★★★★
I have nothing but good and positive things to say about Rob. One of the unique things about my case was that I was involved in a bicycle accident with another biker. He took an unorthodox case between two bicycle riders and he could see the logic and liability in it. I was very happy with the result. Rodney H. (Bicycle Accident)
★★★★★
We just loved him to death. He acted like he cared about us, not just our case. He kept us posted on everything. He even called us on Sundays to update us. My case involved a rear-end collision where I had herniated disks and I had had a prior back injury. Complicated as it was, we were very happy with the outcome. Kathy H. (Car accident)
★★★★★
Throughout the course of my case, Mr. Katz kept me informed about its status, returned my telephone calls and was very attentive to my needs and concerns. Simply put, he cared not just about my case, but about me. Joseph B.
★★★★★
I was, and still am, extremely satisfied with Rob's work and with the outcome of my case. Rob strives to be there for his clients, and I was no exception...I would happily recommend Rob to anyone who is seeking legal assistance after suffering a severe injury. Joey E.
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